Top Ranked Public Records Sites

Service Provider
Score
Description
  • TruthFinder
    9.8

    TruthFinder is an intuitive background check service that offers detailed reports, including public records, contact information, and more. Its user-friendly interface and accurate results make it a top choice for those seeking reliable background information.

  • Instant Checkmate
    9.6

    Instant Checkmate is a powerful background check service that offers features such as reverse phone lookup and Deep Web search. It provides users with comprehensive reports, making it easy to access vital information quickly.

  • BeenVerified
    9.3

    BeenVerified is a user-friendly background check service that provides access to a wide range of information, including people searches and property records. Its extensive database and affordable subscription options make it a convenient choice for thorough background checks.

How Long Do Public Records Stay On Your Credit Report

Public records can significantly impact your credit report and overall credit score. Typically, bankruptcy records can remain for up to 10 years, while other negative entries, such as civil judgments or tax liens, may stay on your credit report for up to 7 years. These records are crucial when lenders conduct background checks, as they can influence creditworthiness assessments. It’s essential to regularly review your credit report to ensure accuracy and to understand the timeline for when negative public records will fall off, thus improving your financial outlook over time.

 

how long do public records stay on your credit report
4.9 stars -2137 reviews